{"id":24445,"date":"2026-04-28T17:49:49","date_gmt":"2026-04-28T15:49:49","guid":{"rendered":"https:\/\/delaguialuzon.com\/?p=24445"},"modified":"2026-05-15T12:30:26","modified_gmt":"2026-05-15T10:30:26","slug":"buy-house-valencia-non-resident","status":"publish","type":"post","link":"https:\/\/delaguialuzon.com\/en\/blog\/buy-house-valencia-non-resident\/","title":{"rendered":"How to buy a house in Valencia as a non-resident"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"24445\" class=\"elementor elementor-24445\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6973f4ff e-flex e-con-boxed e-con e-parent\" data-id=\"6973f4ff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d3994cc elementor-widget elementor-widget-text-editor\" data-id=\"d3994cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div style=\"background-color: #f5f5f5; padding: 24px; margin: 0 0 32px 0; border-radius: 6px;\">\n<h2 style=\"margin-top: 0;\"><strong>What you need to know before buying a house in Valencia as a non-resident<\/strong><\/h2>\n<ul>\n<li>Non-residents can legally buy property in Valencia.<\/li>\n<li>An NIE number is required before completion.<\/li>\n<li>Most purchases take 6 to 12 weeks.<\/li>\n<li>Resale properties usually carry 10% transfer tax.<\/li>\n<li>New builds usually involve 10% VAT plus stamp duty.<\/li>\n<li>A Spanish lawyer should check debts, licences and ownership.<\/li>\n<li>Remote purchases are possible with the power of attorney.<\/li>\n<\/ul>\n<\/div>\n<h2>Legal steps to buy a property in Valencia as a non-resident<\/h2>\n<p><strong>Buying a house in Valencia as a non-resident<\/strong> is completely possible, and Spain does not restrict foreign nationals from purchasing residential property.<\/p>\n<p>Whether you are from the <strong>UK<\/strong>, the <strong>EU<\/strong>, the <strong>United States<\/strong>, <strong>Canada<\/strong>, <a href=\"https:\/\/delaguialuzon.com\/en\/blog\/spanish-tax-for-australians\/\">Australia<\/a> or another country, you can buy freehold property in Valencia without needing Spanish residency.<\/p>\n<p>However, the process does involve specific <strong>legal<\/strong>, <strong>tax<\/strong> and <strong>administrative steps<\/strong>.<\/p>\n<p>You will need an <a href=\"https:\/\/delaguialuzon.com\/en\/blog\/why-how-obtain-nie-in-spain\/\">NIE number<\/a>, <strong>proof of funds<\/strong>, a clear due diligence process and a good understanding of the <strong>taxes<\/strong> due at completion and after purchase.<\/p>\n<p>When handled properly, a <a href=\"https:\/\/delaguialuzon.com\/en\/blog\/moving-to-valencia\/\">property purchase in Valencia<\/a> usually takes between six and twelve weeks from offer to keys.<\/p>\n<p>When handled poorly, it can lead to unexpected debts, planning problems, tax issues or delays at the notary.<\/p>\n<p>This guide explains the main steps involved in <strong>buying a house in Valencia as a non-resident<\/strong>, including NIE applications, <a href=\"https:\/\/delaguialuzon.com\/en\/blog\/spanish-bank-account-non-residents-uk\/\">bank accounts<\/a>, mortgages, contracts, taxes, legal checks and common risks.<\/p>\n<h2>Why Valencia is popular with foreign buyers<\/h2>\n<p>Valencia is Spain\u2019s third-largest city and one of the most attractive Mediterranean destinations for international buyers.<\/p>\n<p>It offers a strong quality of life, good public transport, international schools, beaches, a historic centre and lower property prices than Madrid or Barcelona.<\/p>\n<p>The wider Comunitat Valenciana also includes popular coastal and inland areas with established foreign communities.<\/p>\n<p>Inland towns such as <a href=\"https:\/\/delaguialuzon.com\/en\/law-firm-la-eliana\/\">La Eliana<\/a>, <a href=\"https:\/\/delaguialuzon.com\/en\/law-firm-betera\/\">B\u00e9tera<\/a> and <a href=\"https:\/\/delaguialuzon.com\/en\/law-firm-paterna\/\">Paterna<\/a> are popular with families looking for space close to Valencia city.<\/p>\n<p>Coastal towns such as <a href=\"https:\/\/delaguialuzon.com\/en\/law-firm-calpe\/\">Calpe<\/a>, <a href=\"https:\/\/delaguialuzon.com\/en\/law-firm-moraira\/\">Moraira<\/a>, <a href=\"https:\/\/delaguialuzon.com\/en\/law-firm-javea\/\">J\u00e1vea<\/a>, <a href=\"https:\/\/delaguialuzon.com\/en\/law-firm-denia\/\">Denia<\/a> and <a href=\"https:\/\/delaguialuzon.com\/en\/law-firm-altea\/\">Altea<\/a> remain favourites among British, German, Dutch, French and Belgian buyers.<\/p>\n<h2>Can non-residents buy property in Valencia?<\/h2>\n<p>Yes. There are no nationality restrictions on foreign buyers purchasing residential property in Spain.<\/p>\n<div style=\"border: 3px solid #6e7d65; background-color: #f9f9f9; padding: 20px; border-radius: 8px; margin: 24px 0;\">\n<p style=\"margin: 0;\">EU citizens, UK citizens after Brexit and non-EU buyers can all buy property in Valencia without requiring a residence permit.<\/p>\n<\/div>\n<p>The main legal requirement is obtaining a <strong>N\u00famero de Identificaci\u00f3n de Extranjero<\/strong>, commonly known as an NIE.<\/p>\n<p>The NIE is your Spanish tax identification number.<\/p>\n<p>It is required for signing the purchase deed, paying taxes, opening utility contracts and filing future tax returns.<\/p>\n<p>You will also need to prove the lawful origin of your funds under Spanish anti-money-laundering rules.<\/p>\n<h2>Step 1: Get your NIE number<\/h2>\n<p>The NIE is usually the first practical step when <strong>buying a house in Valencia as a non-resident<\/strong>.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-24648 size-full\" src=\"https:\/\/delaguialuzon.com\/wp-content\/uploads\/2026\/05\/spanish-tie-residency-card-for-brits.webp\" alt=\"Spanish TIE card\" width=\"1280\" height=\"720\" srcset=\"https:\/\/delaguialuzon.com\/wp-content\/uploads\/2026\/05\/spanish-tie-residency-card-for-brits.webp 1280w, https:\/\/delaguialuzon.com\/wp-content\/uploads\/2026\/05\/spanish-tie-residency-card-for-brits-300x169.webp 300w, https:\/\/delaguialuzon.com\/wp-content\/uploads\/2026\/05\/spanish-tie-residency-card-for-brits-1024x576.webp 1024w, https:\/\/delaguialuzon.com\/wp-content\/uploads\/2026\/05\/spanish-tie-residency-card-for-brits-768x432.webp 768w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/><\/p>\n<p>You can apply for an NIE in three main ways:<\/p>\n<ul>\n<li>In person at a National Police station in Spain.<\/li>\n<li>Through a Spanish consulate in your country of residence.<\/li>\n<li>Through a Spanish lawyer with power of attorney.<\/li>\n<\/ul>\n<p>For non-resident buyers, using a Spanish lawyer is usually the easiest option. It avoids unnecessary travel and helps keep the purchase timeline under control.<\/p>\n<p>Once issued, the NIE is permanent and can be used for future tax filings, property transactions, utility contracts and bank procedures.<\/p>\n<p>Our <a href=\"https:\/\/delaguialuzon.com\/en\/immigration-law\/\">immigration law team<\/a> regularly assists foreign buyers with NIE applications in Spain.<\/p>\n<h2>Step 2: Open a Spanish bank account<\/h2>\n<p>A Spanish bank account is not always legally required, but it is strongly recommended.<\/p>\n<p>It makes it easier to pay notary fees, taxes, utility bills, community fees and annual non-resident tax filings.<\/p>\n<p>Most Spanish banks offer non-resident accounts. You will usually need your passport, NIE, proof of address and documents showing the origin of your funds.<\/p>\n<p>Your lawyer can also help coordinate with banks that are used to working with international property buyers.<\/p>\n<h2>Step 3: Consider your mortgage options<\/h2>\n<p>Spanish banks do offer <a href=\"https:\/\/delaguialuzon.com\/en\/blog\/spanish-mortgage-review\/\">mortgages to non-residents<\/a>, but the conditions are usually different from resident mortgages.<\/p>\n<p>Non-resident buyers can typically borrow between 60% and 70% of the purchase price or bank valuation, whichever is lower.<\/p>\n<p>Resident buyers may be able to borrow up to 80% for a main home.<\/p>\n<p>If you need financing, you should request mortgage pre-approval before signing a reservation or arras contract.<\/p>\n<p>The bank will usually ask for payslips, tax returns, bank statements, proof of savings and details of existing debts.<\/p>\n<h2>The property purchase process in Valencia<\/h2>\n<h3>1. Reservation contract<\/h3>\n<p>Once you agree on a price, the seller or estate agent may ask you to sign a reservation contract.<\/p>\n<p>This usually involves paying a small deposit, often between \u20ac3,000 and \u20ac6,000, so the property is removed from the market for a short period.<\/p>\n<p>This period allows your lawyer to carry out initial legal checks before you commit to a larger deposit.<\/p>\n<h3>2. Legal due diligence<\/h3>\n<p>Due diligence is one of the most important parts of the purchase.<\/p>\n<p>Your <a href=\"https:\/\/delaguialuzon.com\/en\/property-law\/\">property lawyer<\/a> should check the Land Registry, ownership details, mortgages, embargoes, planning status, licences, community debts, IBI payments and utility contracts.<\/p>\n<p>For new builds, the lawyer should also review the first occupation licence and habitability documents.<\/p>\n<p>If the property is rented, the lease and tenant rights must also be reviewed before signing.<\/p>\n<h3>3. Arras contract<\/h3>\n<p>Once the legal checks are satisfactory, the parties usually sign a contrato de arras.<\/p>\n<p>This is a private purchase contract that normally requires a 10% deposit.<\/p>\n<p>The most common form is arras penitenciales. Under this structure, if the buyer withdraws without legal grounds, they usually lose the deposit. If the seller withdraws, they usually pay double the deposit back.<\/p>\n<h3>4. Notary signing<\/h3>\n<p>The final purchase is signed before a Spanish notary through the escritura p\u00fablica de compraventa.<\/p>\n<p>At this stage, the buyer pays the remaining balance and the seller hands over the keys.<\/p>\n<p>If you cannot travel to Spain, your lawyer can sign on your behalf using a power of attorney.<\/p>\n<h3>5. Land registry registration<\/h3>\n<p>After the notary signs, the deed is submitted to the Land Registry.<\/p>\n<p>This step officially records your ownership and protects your title against third-party claims.<\/p>\n<p>Registration usually takes between fifteen and forty-five days, depending on the registry and the complexity of the transaction.<\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-25294 size-full\" src=\"https:\/\/delaguialuzon.com\/wp-content\/uploads\/2026\/05\/residence-stony-houses-albarracin-aragon-scaled.jpg\" alt=\"buy a spanish home\" width=\"2560\" height=\"1707\" srcset=\"https:\/\/delaguialuzon.com\/wp-content\/uploads\/2026\/05\/residence-stony-houses-albarracin-aragon-scaled.jpg 2560w, https:\/\/delaguialuzon.com\/wp-content\/uploads\/2026\/05\/residence-stony-houses-albarracin-aragon-300x200.jpg 300w, https:\/\/delaguialuzon.com\/wp-content\/uploads\/2026\/05\/residence-stony-houses-albarracin-aragon-1024x683.jpg 1024w, https:\/\/delaguialuzon.com\/wp-content\/uploads\/2026\/05\/residence-stony-houses-albarracin-aragon-768x512.jpg 768w, https:\/\/delaguialuzon.com\/wp-content\/uploads\/2026\/05\/residence-stony-houses-albarracin-aragon-1536x1024.jpg 1536w, https:\/\/delaguialuzon.com\/wp-content\/uploads\/2026\/05\/residence-stony-houses-albarracin-aragon-2048x1366.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p>\n<h2>Taxes and fees when buying property in Valencia<\/h2>\n<h3>Transfer tax on resale properties<\/h3>\n<p>For resale properties in the Comunitat Valenciana, the main tax is Impuesto de Transmisiones Patrimoniales, known as ITP.<\/p>\n<p>The standard ITP rate is usually 10% of the purchase price.<\/p>\n<p>Reduced rates may apply in limited cases, such as certain young buyers, large families or buyers with disabilities, depending on the circumstances and property value.<\/p>\n<h3>VAT and stamp duty on new builds<\/h3>\n<p>New build properties bought directly from a developer are subject to VAT instead of ITP.<\/p>\n<p>The standard VAT rate is 10%, plus stamp duty known as Actos Jur\u00eddicos Documentados, or AJD.<\/p>\n<p>In the Comunitat Valenciana, AJD is generally 1.5%.<\/p>\n<h3>Notary, registry and legal fees<\/h3>\n<p>Buyers should also budget for notary fees, Land Registry fees and legal fees.<\/p>\n<p>As a general rule, total purchase costs for non-residents in Valencia often fall between 12% and 14% of the purchase price.<\/p>\n<p>It is safer to budget at this level rather than relying only on estimates provided by estate agents.<\/p>\n<h2>Annual taxes for non-resident owners<\/h2>\n<table style=\"width: 100%; border-collapse: collapse; background-color: #ffffff; color: #000000;\">\n<thead>\n<tr>\n<th style=\"border: 1px solid #000000; padding: 12px; text-align: left;\">Tax<\/th>\n<th style=\"border: 1px solid #000000; padding: 12px; text-align: left;\">What It Covers<\/th>\n<th style=\"border: 1px solid #000000; padding: 12px; text-align: left;\">Key Points<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border: 1px solid #000000; padding: 12px;\"><strong>IBI Council Tax<\/strong><\/td>\n<td style=\"border: 1px solid #000000; padding: 12px;\">Annual local property tax paid to the town hall.<\/td>\n<td style=\"border: 1px solid #000000; padding: 12px;\">Based on the cadastral value of the property.<br \/>Amount varies by municipality and property type.<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #000000; padding: 12px;\"><strong>Modelo 210<\/strong><\/td>\n<td style=\"border: 1px solid #000000; padding: 12px;\">Non-resident income tax for foreign property owners.<\/td>\n<td style=\"border: 1px solid #000000; padding: 12px;\">Applies even if the property is not rented out.<br \/>Rental income must also be declared if the property is rented.<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #000000; padding: 12px;\"><strong>Wealth Tax<\/strong><\/td>\n<td style=\"border: 1px solid #000000; padding: 12px;\">Tax on high-value Spanish assets owned by non-residents.<\/td>\n<td style=\"border: 1px solid #000000; padding: 12px;\">Relevant for expensive properties or multiple assets.<br \/>Professional tax advice is recommended before large purchases.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>Best Areas to Buy in Valencia<\/h2>\n<p>Valencia offers very different neighbourhoods depending on your lifestyle, budget and investment goals.<\/p>\n<p><strong>El Cabanyal<\/strong> is popular with buyers looking for beach access and renovation opportunities.<\/p>\n<p><strong>Ruzafa<\/strong> is known for restaurants, nightlife, culture and strong rental demand.<\/p>\n<p><strong>Ciutat Vella<\/strong> and <strong>El Carmen<\/strong> suit buyers who want historic architecture and central living.<\/p>\n<p><strong>Patacona<\/strong> and <strong>Malvarrosa<\/strong> are attractive for buyers who want to be close to the sea.<\/p>\n<p>Outside Valencia city, towns such as <a href=\"https:\/\/delaguialuzon.com\/en\/law-firm-la-eliana\/\">La Eliana<\/a>, <a href=\"https:\/\/delaguialuzon.com\/en\/law-firm-betera\/\">B\u00e9tera<\/a> and <a href=\"https:\/\/delaguialuzon.com\/en\/law-firm-paterna\/\">Paterna<\/a> offer more space and easy access to the city.<\/p>\n<p>Further south, <a href=\"https:\/\/delaguialuzon.com\/en\/law-firm-denia\/\">Denia<\/a>, <a href=\"https:\/\/delaguialuzon.com\/en\/law-firm-javea\/\">J\u00e1vea<\/a>, <a href=\"https:\/\/delaguialuzon.com\/en\/law-firm-moraira\/\">Moraira<\/a> and <a href=\"https:\/\/delaguialuzon.com\/en\/law-firm-altea\/\">Altea<\/a> remain strong options for coastal buyers.<\/p>\n<h2>Common Risks for Foreign Buyers<\/h2>\n<p>Most legal problems in Spanish property purchases come from issues that could have been identified before signing.<\/p>\n<ul>\n<li>Unpaid community fees.<\/li>\n<li>Outstanding IBI or local taxes.<\/li>\n<li>Planning or licence problems.<\/li>\n<li>Rural land classification issues.<\/li>\n<li>Undisclosed tenants.<\/li>\n<li>Mortgage or embargo charges.<\/li>\n<li>Incorrect tax retentions at completion.<\/li>\n<\/ul>\n<p>A Spanish solicitor can identify these risks before you transfer a large deposit or complete the purchase.<\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-25295 size-full\" src=\"https:\/\/delaguialuzon.com\/wp-content\/uploads\/2026\/05\/boat-lot-water-with-people-near-building-daytime-scaled.jpg\" alt=\"valencia arts and science\" width=\"2560\" height=\"1708\" srcset=\"https:\/\/delaguialuzon.com\/wp-content\/uploads\/2026\/05\/boat-lot-water-with-people-near-building-daytime-scaled.jpg 2560w, https:\/\/delaguialuzon.com\/wp-content\/uploads\/2026\/05\/boat-lot-water-with-people-near-building-daytime-300x200.jpg 300w, https:\/\/delaguialuzon.com\/wp-content\/uploads\/2026\/05\/boat-lot-water-with-people-near-building-daytime-1024x683.jpg 1024w, https:\/\/delaguialuzon.com\/wp-content\/uploads\/2026\/05\/boat-lot-water-with-people-near-building-daytime-768x512.jpg 768w, https:\/\/delaguialuzon.com\/wp-content\/uploads\/2026\/05\/boat-lot-water-with-people-near-building-daytime-1536x1025.jpg 1536w, https:\/\/delaguialuzon.com\/wp-content\/uploads\/2026\/05\/boat-lot-water-with-people-near-building-daytime-2048x1366.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p>\n<h2>Why You Need a Spanish Lawyer<\/h2>\n<p>The notary, estate agent and mortgage broker all play important roles, but they do not represent the buyer in the same way as an independent solicitor.<\/p>\n<p>The notary verifies the public deed. The estate agent usually represents the seller. The bank protects its own lending position.<\/p>\n<p>Your Spanish lawyer is the professional responsible for protecting your interests.<\/p>\n<p>At Delagu\u00eda y Luz\u00f3n, our team assists international clients with <a href=\"https:\/\/delaguialuzon.com\/en\/property-law\/\">property purchases<\/a>, <a href=\"https:\/\/delaguialuzon.com\/en\/immigration-law\/\">NIE applications<\/a>, <a href=\"https:\/\/delaguialuzon.com\/en\/tax-law-and-accounting\/\">tax filings<\/a>, <a href=\"https:\/\/delaguialuzon.com\/en\/inheritance-law\/\">Spanish wills and inheritance planning<\/a>, and post-completion legal support.<\/p>\n<p>This is especially important when <strong>buying a house in Valencia as a non-resident<\/strong>, as many steps can be handled remotely, but must be structured correctly from the beginning.<\/p>\n<div style=\"background-color: #f5f5f5; padding: 24px; margin: 32px 0; border-radius: 6px;\">\n<h2 style=\"margin-top: 0;\">Speak to Our English-Speaking Property Lawyers in Valencia<\/h2>\n<p>If you are considering <a href=\"https:\/\/delaguialuzon.com\/en\/blog\/real-estate-in-valencia\/\">buying property in Valencia<\/a>, our team can guide you through the legal process, tax costs, due diligence checks and completion steps before you commit.<\/p>\n<p>We assist foreign buyers with NIE applications, power of attorney, conveyancing, tax filings and post-completion support.<\/p>\n<p><strong>Email:<\/strong> <a href=\"mailto:felix.delaguia@delaguialuzon.com\">felix.delaguia@delaguialuzon.com<\/a><br \/><strong>Phone:<\/strong> <a href=\"tel:+34963741657\">+34 963 74 16 57<\/a><br \/><strong>Office:<\/strong> Avinguda Regne de Val\u00e8ncia, 6, 1\u00ba &#8211; 2\u00ba, 46005 Valencia, Spain<\/p>\n<p>You can also visit our <a href=\"https:\/\/delaguialuzon.com\/en\/contact\/\">contact page<\/a> or browse our <a href=\"https:\/\/delaguialuzon.com\/en\/areas-of-expertise\/\">areas of expertise<\/a>.<\/p>\n<\/div>\n<h2>Frequently Asked Questions<\/h2>\n<h3>Do I need to live in Spain to buy a house in Valencia?<\/h3>\n<p>No. Non-residents can buy property in Valencia without becoming Spanish residents. You will need an NIE number and must comply with Spanish tax and anti-money-laundering requirements.<\/p>\n<h3>How long does buying a property in Valencia take?<\/h3>\n<p>A cash purchase usually takes around six to twelve weeks. If a mortgage is involved, the process can take longer because of bank approval and valuation timelines.<\/p>\n<h3>Can I buy a property in Valencia remotely?<\/h3>\n<p>Yes. With a power of attorney, your Spanish lawyer can handle the NIE application, contract signing, notary completion and post-completion formalities on your behalf.<\/p>\n<h3>What taxes do non-residents pay when buying in Valencia?<\/h3>\n<p>For resale properties, buyers usually pay ITP transfer tax. For new builds, buyers usually pay VAT and stamp duty. Non-resident owners may also need to file Modelo 210 every year.<\/p>\n<h3>Do I need a Spanish bank account?<\/h3>\n<p>It is not always legally mandatory, but it is strongly recommended for paying taxes, utilities, community fees and annual property-related costs.<\/p>\n<h3>What is Modelo 210?<\/h3>\n<p>Modelo 210 is the Spanish non-resident income tax return. Non-resident property owners must file it whether the property is rented out or kept for personal use.<\/p>\n<h3>Can a UK citizen buy property in Valencia after Brexit?<\/h3>\n<p>Yes. UK citizens can still buy property in Spain after Brexit. The purchase process is broadly the same, although residence and immigration rights are separate matters.<\/p>\n<h3>What happens if I die without a Spanish will?<\/h3>\n<p>Your home country\u2019s succession law may apply, but the process can become slower and more complex. A Spanish will covering your Spanish assets is usually recommended. Our <a href=\"https:\/\/delaguialuzon.com\/en\/inheritance-law\/\">inheritance law team<\/a> can assist with this.<\/p>\n<p>&nbsp;<\/p>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@graph\": [\n    {\n      \"@type\": \"Organization\",\n      \"@id\": \"https:\/\/delaguialuzon.com\/#organization\",\n      \"name\": \"Delagu\u00eda y Luz\u00f3n Abogados\",\n      \"url\": \"https:\/\/delaguialuzon.com\/\",\n      \"email\": \"felix.delaguia@delaguialuzon.com\",\n      \"telephone\": \"+34 963 74 16 57\",\n      \"address\": {\n        \"@type\": \"PostalAddress\",\n        \"streetAddress\": \"Avinguda Regne de Val\u00e8ncia, 6, 1\u00ba - 2\u00ba\",\n        \"postalCode\": \"46005\",\n        \"addressLocality\": \"Valencia\",\n        \"addressCountry\": \"ES\"\n      }\n    },\n    {\n      \"@type\": \"WebSite\",\n      \"@id\": \"https:\/\/delaguialuzon.com\/#website\",\n      \"url\": \"https:\/\/delaguialuzon.com\/\",\n      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An NIE number is required, and buyers must comply with Spanish tax and anti-money-laundering requirements.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"How long does buying a property in Valencia take?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"A cash purchase usually takes around six to twelve weeks. If a mortgage is involved, the process can take longer because of bank approval and valuation timelines.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Can I buy a property in Valencia remotely?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"Yes. With a power of attorney, a Spanish lawyer can handle the NIE application, contract signing, notary completion and post-completion formalities on the buyer's behalf.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"What taxes do non-residents pay when buying in Valencia?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"For resale properties, buyers usually pay ITP transfer tax. For new builds, buyers usually pay VAT and stamp duty. Non-resident owners may also need to file Modelo 210 every year.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Do I need a Spanish bank account?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"A Spanish bank account is not always legally mandatory, but it is strongly recommended for paying taxes, utilities, community fees and annual property-related costs.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"What is Modelo 210?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"Modelo 210 is the Spanish non-resident income tax return. 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https:\/\/delaguialuzon.com\/wp-content\/uploads\/2025\/01\/investing-in-spain-768x512.jpg 768w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/><br><span class=\"lwrp-list-link-title-text\">Property investing in Spain<\/span><\/a><\/div><div class=\"lwrp-list-item\"><a href=\"https:\/\/delaguialuzon.com\/en\/blog\/buying-property-spain\/\" class=\"lwrp-list-link\"><img width=\"480\" height=\"320\" src=\"https:\/\/delaguialuzon.com\/wp-content\/uploads\/2025\/10\/buying-property-in-spain.jpg\" class=\"attachment-480x480 size-480x480 wp-post-image\" alt=\"buying property in Spain\" srcset=\"https:\/\/delaguialuzon.com\/wp-content\/uploads\/2025\/10\/buying-property-in-spain.jpg 795w, https:\/\/delaguialuzon.com\/wp-content\/uploads\/2025\/10\/buying-property-in-spain-300x200.jpg 300w, https:\/\/delaguialuzon.com\/wp-content\/uploads\/2025\/10\/buying-property-in-spain-768x512.jpg 768w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/><br><span class=\"lwrp-list-link-title-text\">Buying property via a company or as an individual in Spain?<\/span><\/a><\/div><div class=\"lwrp-list-item\"><a href=\"https:\/\/delaguialuzon.com\/en\/blog\/spain-regional-property-taxes\/\" class=\"lwrp-list-link\"><img width=\"480\" height=\"270\" src=\"https:\/\/delaguialuzon.com\/wp-content\/uploads\/2025\/11\/Spain-regional-property-taxes.jpg\" class=\"attachment-480x480 size-480x480 wp-post-image\" alt=\"Spain regional property taxes\" srcset=\"https:\/\/delaguialuzon.com\/wp-content\/uploads\/2025\/11\/Spain-regional-property-taxes.jpg 795w, https:\/\/delaguialuzon.com\/wp-content\/uploads\/2025\/11\/Spain-regional-property-taxes-300x169.jpg 300w, https:\/\/delaguialuzon.com\/wp-content\/uploads\/2025\/11\/Spain-regional-property-taxes-768x432.jpg 768w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/><br><span class=\"lwrp-list-link-title-text\">Spain\u2019s regional property taxes demystified<\/span><\/a><\/div><div class=\"lwrp-list-item\"><a href=\"https:\/\/delaguialuzon.com\/en\/blog\/legal-fees-buying-spanish-property\/\" class=\"lwrp-list-link\"><img width=\"480\" height=\"320\" src=\"https:\/\/delaguialuzon.com\/wp-content\/uploads\/2026\/01\/legal-fees-for-buying-property-in-Spain.jpg\" class=\"attachment-480x480 size-480x480 wp-post-image\" alt=\"legal fees for buying property in Spain\" srcset=\"https:\/\/delaguialuzon.com\/wp-content\/uploads\/2026\/01\/legal-fees-for-buying-property-in-Spain.jpg 795w, https:\/\/delaguialuzon.com\/wp-content\/uploads\/2026\/01\/legal-fees-for-buying-property-in-Spain-300x200.jpg 300w, https:\/\/delaguialuzon.com\/wp-content\/uploads\/2026\/01\/legal-fees-for-buying-property-in-Spain-768x512.jpg 768w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/><br><span class=\"lwrp-list-link-title-text\">Understanding legal fees for buying property in Spain<\/span><\/a><\/div><div class=\"lwrp-list-item\"><a href=\"https:\/\/delaguialuzon.com\/en\/blog\/us-and-spanish-tax-implications\/\" class=\"lwrp-list-link\"><img width=\"480\" height=\"320\" src=\"https:\/\/delaguialuzon.com\/wp-content\/uploads\/2026\/02\/US-and-Spanish-tax-implications.jpg\" class=\"attachment-480x480 size-480x480 wp-post-image\" alt=\"US and Spanish tax implications\" srcset=\"https:\/\/delaguialuzon.com\/wp-content\/uploads\/2026\/02\/US-and-Spanish-tax-implications.jpg 795w, https:\/\/delaguialuzon.com\/wp-content\/uploads\/2026\/02\/US-and-Spanish-tax-implications-300x200.jpg 300w, https:\/\/delaguialuzon.com\/wp-content\/uploads\/2026\/02\/US-and-Spanish-tax-implications-768x512.jpg 768w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/><br><span class=\"lwrp-list-link-title-text\">US and Spanish tax implications of using US investment funds to buy property in Spain<\/span><\/a><\/div>                <\/div>\r\n                <\/div>\r\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Thinking of buying a house in Valencia as a non-resident? The process is straightforward once you understand the NIE, the taxes and the role of your Spanish lawyer. Our English-speaking team walks you through every legal step, from reservation to escritura. <\/p>\n","protected":false},"author":2,"featured_media":24452,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mbp_gutenberg_autopost":false,"_joinchat":[],"footnotes":""},"categories":[45,43,46],"tags":[],"class_list":["post-24445","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fiscal","category-vivienda","category-vivir-en-espana"],"_links":{"self":[{"href":"https:\/\/delaguialuzon.com\/en\/wp-json\/wp\/v2\/posts\/24445","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/delaguialuzon.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/delaguialuzon.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/delaguialuzon.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/delaguialuzon.com\/en\/wp-json\/wp\/v2\/comments?post=24445"}],"version-history":[{"count":12,"href":"https:\/\/delaguialuzon.com\/en\/wp-json\/wp\/v2\/posts\/24445\/revisions"}],"predecessor-version":[{"id":25301,"href":"https:\/\/delaguialuzon.com\/en\/wp-json\/wp\/v2\/posts\/24445\/revisions\/25301"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/delaguialuzon.com\/en\/wp-json\/wp\/v2\/media\/24452"}],"wp:attachment":[{"href":"https:\/\/delaguialuzon.com\/en\/wp-json\/wp\/v2\/media?parent=24445"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/delaguialuzon.com\/en\/wp-json\/wp\/v2\/categories?post=24445"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/delaguialuzon.com\/en\/wp-json\/wp\/v2\/tags?post=24445"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}